Mobile identity and data APIs are now delivering the next generation of mobile authentication, fraud detection and prevention, benefitting users across verticals.
For more information see below.
Mobile Network Operators (MNOs) are increasingly offering Identity and Data services to businesses. These services support fraud prevention, risk management and identity verification for digital services across industry verticals.
One of the most widely available APIs safeguards businesses against SIM swap fraud. It is generally called “account takeover protection” or “SIM swap” API, and it allows financial institutions and other businesses to protect themselves against a common account takeover attack, in which the fraudster takes control of the account owner’s SIM card using social engineering techniques and stolen personal data. A fraudulent SIM swap threatens the validity of subsequent mobile number-based security verifications. The SIM swap signal available through mobile operator APIs enables businesses to detect such fraudulent events and to respond accordingly.
“Number Verify” is also rapidly becoming available over the world. Number Verify offers seamless verification of a user’s mobile number by providing the next generation of strong authentication and user experience. It now offers a simple evolution path for any business that uses mobile numbers and SMS One-Time-Passwords.
Mobile operator data applications vary hugely across geographies and verticals. Many other products are being developed to address the demands of local businesses, such as credit risk scoring and fraud protection.
References:
SIM swap: https://www.gsma.com/fintech/resources/fscm1-catch-up/
Number Verify: https://www.gsma.com/fintech/resources/fscm3-catch-up/
Mobile Identity and Data APIs are available across all continents. This map illustrates the markets that provide such APIs. The exact products may vary. Please contact the mobile operators and partners active in each market for more details.
*Based on known availability of account takeover protection (SIM swap) API and / or Number Verify API
This map is offered for information purposes based on GSMA internal analysis. If you notice any error or omission, please notify us at [email protected].
Last update: February 2023