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Interoperability: the role of rules and standards

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Today, there are 246 mobile money services live in 88 markets. Of these live services, at least 147 are being led by MNOs which equates to approximately 60% of all mobile money services worldwide. In 57 markets there are two or more mobile money deployments, and in 33 ...

New publication: A2A interoperability – making mobile money schemes interoperable

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As the mobile money industry begins to give more serious attention to interoperability, MMU is working with industry players to advance the conversation and support early movers and on-going implementations. As part of this work, MMU released a new paper titled ‘A2A ...

In Indonesia, operators choose interoperability and collaboration

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On May 15th 2013, the three major mobile operators in Indonesia: Telkomsel, Indosat and XL jointly went live with a huge milestone in the mobile money industry. It was an update to enable customers of each of their mobile money services to send money, in real-time, to ...

Introducing a new publication – Expanding the Ecosystem of Mobile Money: Considerations for Interoperability

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In this note, we discuss interoperability in broad terms as the interconnection of mobile money services with external parties, with the aim to create value for both customers and commercial players.

AFI GPF 2012, day 2, and MMU contribution to the discussion of interoperability

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After the first day was dedicated to the progresses made under the Maya declaration, the second day of the Alliance for Financial Inclusion (AFI) Global Policy Forum (GPF) provided the opportunity to explore different approaches to specific policy

A new MMU article on the case for interoperability

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Interoperability is one of the most widely discussed topics in the mobile money industry. Almost everyone has a view on the subject – and to make matters even more complicated, there are almost as many definitions of interoperability as there are opinions

By invitation: Ian Ferrao explains how mobile money could grow in Sub-Saharan Africa 

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In April 2023, the GSMA Mobile Money Programme hosted a workshop for several mobile money providers in London – as part of the launch of the 11th annual State of the Industry Report on Mobile Money (SOTIR). At the workshop, we discussed industry progress and concerns with ...

Mobile money, evolving fintech: In conversation with M-Pesa 

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Following the launch of the State of the Industry Report on Mobile Money 2023, the GSMA Mobile Money Programme has spoken to senior mobile money executives on their view of the state of the industry. We spoke to Reenu Verma, Executive Head of the M-Pesa mobile money service ...

Mobile money in Tanzania: Unveiling the vision of Tigo Pesa  

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Following the launch of the State of the Industry Report on Mobile Money 2023, the GSMA Mobile Money Programme has spoken to senior mobile money executives on their view of the state of the industry. We spoke to Angelica Pesha, Chief Officer for Mobile Financial Services at ...

Mobile money in Myanmar: Wave Money on financial inclusion

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Following the launch of the State of the Industry Report on Mobile Money 2023, the GSMA Mobile Money Programme has spoken to senior mobile money executives on their view of the state of the industry. We spoke to Htin Hlaing, Chief Technology Officer at Wave Money Myanmar. ...

Central Bank Digital Currencies: Initial policy considerations

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Money is changing form, and how we make payments is also changing. The use of cash is slowly falling in most countries, according to recent research by the IMF. The rapid innovation in the payments space has accelerated the demand for digital money. Though licensed ...

Fiscal policies and mobile money sustainability: Lessons from Tanzania

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Renowned as one of the pioneers of mobile money services, Tanzania boasts itself as having a well-controlled and governed liberal regulatory framework allowing banks and non-banks to offer financial services. This is further supported by the Mobile Money Regulatory Index ...

The fintech behind mobile money: The power of developer tools to drive innovation

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Mobile money continues to be a vital driver of financial inclusion. The increase of mobile money solutions and the reach of their agent networks has helped to spread the access to money transactions over different places and services. Today, the market is progressing to move ...

The Technology Behind the GSMA Mobile Money API Compliance Verification Service

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APIs are at the core of interconnected and growing ecosystems for mobile money services. They allow seamless integration between providers and third parties and pave the way for faster and cheaper developments.   Today, the GSMA Inclusive Tech Lab is launching the ...

The Mobile Money Regulatory Index Report 2021: An indispensable guide to assessing the impact of regulation upon mobile money

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The Mobile Money Regulatory Index Report 2021: An indispensable guide to assessing the impact of regulation upon mobile money The GSMA have produced the Mobile Money Regulatory Index (MMRI), a unique tool for the assessment of the effectiveness of mobile money regulatory ...

The GSMA Mobile Money API as an enabler for Sustainable Development Goals

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Mapping GSMA Mobile Money API use cases to the SDGs Since their inception, mobile money services have long been discussed as a vector for financial inclusion. In a previous report, Harnessing the Power of Mobile Money to Achieve the Sustainable Development Goals, we explored ...

Beyond one billion accounts: What path is mobile money following in Latin America & the Caribbean?

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Leer en Español This is the seventh in a series of blogs focusing on the findings of the State of the Industry Report on Mobile Money 2019. Blog #1 | Blog #2 | Blog #3 | Blog #4 | Blog #5 | Blog #6 With contrasting socio-economic and competitive contexts, mobile money across ...

Beyond one billion accounts: Mobile money in Africa enters a new digital era, spurred by more advanced transactions – Part 2

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Watch on demand: Beyond one billion: Exploring the state of mobile money in Africa. This is the sixth in a series of blogs focusing on the findings of the 2019 State of the Industry Report on Mobile Money. Blog #1 | Blog #2 | Blog #3 | Blog #4 | Blog #5 | Blog #7 […]

Beyond one billion accounts: The evolution of Africa’s growing mobile money market – Part 1

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Webinar on demand: Beyond one billion: Exploring the state of mobile money in Africa. This is the fifth in a series of blogs focusing on the findings of the 2019 State of the Industry Report on Mobile Money. Blog #1 | Blog #2 | Blog #3 | Blog #4 | Blog #6 | Blog #7 […]

QR code merchant payments: A growth opportunity for mobile money providers

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QR codes are an increasingly ubiquitous payment channel around the world Globally, digital payments are expected to reach an annual transaction value of USD 4.4 trillion in 2020, with 17 per cent CAGR through 2024. With growth rates like this, it is not surprising that ...