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Mobile Money: The Global Perspective

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In this video from Mobile World Live, various experts from the mobile money ecosystem including Zahir Khoja from Roshan, Aletha Ling from Fundamo, and Mark Pickens from CGAP share their insights on recent developments in the industry.

How can an MNO manage costs to achieve profitability?

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When most people hear the phrase “to turn a profit, we need to manage our costs”, they usually take it to mean “to turn a profit, we need to reduceour costs”.

Helping Haiti: an Interview with the Bill and Melinda Gates Foundation

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Since we last wrote about the potential of using mobile money to deliver humanitarian assistance in Pakistan, Digicel and Voila have announced in September their intention to enter the Haiti Mobile Money Initiative (HMMI) Competition.

MMU Working Group Presentations – Kuala Lumpur

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The MMU team is pleased to share the proceedings from our last working group held on October 5th and 6th in Kuala Lumpur, Malaysia. We have attached the presentations and descriptions from the various sessions.

How Significant are Direct Revenues to Profitability?

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So far on this blog, we’ve written about the role that indirect benefits play in enabling a mobile network operator (MNO) to turn a profit from a mobile money service – but what about the most obvious source of value, direct revenue from customer fees?

How Significant is ARPU Uplift to Profitability?

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In my last post, I wrote about the significance of churn reduction benefits to the profitability case for mobile money; and when people talk about indirect benefits, ‘reduction in churn’ is usually closely followed in the same sentence by ‘uplift in ARPU'.

How significant are churn reduction benefits to profitability?

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If you’ve ever attended a mobile money conference, you’ve likely heard a speaker tout the potential benefit of ‘reduced churn’ that mobile money can unlock for an MNO.

MMU Working Group, Kuala Lumpur: Summary of Day 2

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We have wrapped up the second and final day of panels and interactive discussions at the MMU Kuala Lumpur working group where one the key themes was how to successfully market mobile money.

How Significant are Airtime Distribution Savings to Profitability?

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One of the most important sources of value for mobile network operators (MNOs) who offer mobile money services is the ability to sell airtime using the platform.

MMU Working Group – Kuala Lumpur: Summary of Day 1

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We’ve had a superb first day at the 5th MMU Working Group here in Kuala Lumpur. Here are some of the highlights from the presentations and discussions:- Is there money in mobile money? Yes there is.

Is There Really Any Money in Mobile Money?

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From Afghanistan to Zambia, MNOs are launching mobile money services at a rapid pace. Yet while their enthusiasm is clear – to date 78 deployments have launched and another 83 are planned – their rationale for doing so is not. So the question remains for just about every MNO ...

Scaling Mobile Money

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Today, we’re sharing “Scaling Mobile Money” a new article by Dan Radcliffe and Ignacio Mas from the Bill and Melinda Gates Foundation. This article provides their perspective on one of the many challenges that arise when scaling up a mobile money service.

Innovation in Health Microinsurance and Savings

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Juliet Agutu, a domestic worker in Nairobi recently delivered her first child at Pumwani, the country’s largest maternal hospital. Like many mothers-to-be in the developing world, Juliet was worried about not having the appropriate medical facilities

Mobile Money Launches in Central Africa: An Interview with MTN Cameroon

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In February 2010, GSMA hosted the Central African Mobile Money Roundtable. The Focus of this event was to share information and experiences regulating mobile money with the Banque des États de l’Afrique centrale (BEAC)

One step forward as RBI awards semi-closed mobile wallet license

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This week, the Deputy Governor of the Reserve Bank of India, Mr. K C Chakrabarty announced that RBI was granting the first license for a semi closed Bharti Airtel.

What Regulators Really Want – When Applying for a License

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Over the past few weeks we have been looking into different countries’ regulatory practices for e-money issuers. E-money is what is stored in customer and agent wallets in mobile money services around the world.

MMU announces 5th Working Group in Kuala Lumpur

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Mobile operators will descend on the city of Kuala Lumpur, Malaysia for the 5th MMU Working Group taking place during the 5th and 6th of October. Following the success of Mobile Money Summit in Rio, we will be sharing our latest learnings with the industry

Segunda Entrega de Publicaciones en Español de MMU

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Hoy es la segunda entrega de publicaciones en español del programa MMU y nos enfocaremos en la parte comercial: Primero que todo tenemos la guia sobre redes de agentes.

MMU Lanza Publicaciones en Español Sobre el Dinero Móvil

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Hoy, América Latina y el Caribe muestran avances prometedores. La penetración móvil está llegando al 100% en muchos de nuestros países y el crecimiento económico ha superado significativamente los promedios históricos.

Mobile Money and the Demand for Banking

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“Are banks dead?” asked Gavin Krugel at this year’s Mobile Money Summit. Variations of this question been posed by provocateurs in the mobile money world for years.