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Mobile Money API Specification 1.2 – Release Blog

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Mobile money continues to grow exponentially across developing markets – the GSMA State the Industry Report 2021 highlights include 1.2 billion accounts in 2020, with 310 providers responsible for transacting $2.1 billion every day.  Enabling seamless integrations ...

The GSMA Mobile Money API as an enabler for Sustainable Development Goals

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Mapping GSMA Mobile Money API use cases to the SDGs Since their inception, mobile money services have long been discussed as a vector for financial inclusion. In a previous report, Harnessing the Power of Mobile Money to Achieve the Sustainable Development Goals, we explored ...

Exploring the GSMA’s position on mobile money taxation

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We have previously highlighted the potential negative effects of tax policies implemented in Kenya, Uganda and Tanzania. Mobile money taxes imposed in these countries have been burdensome for the industry’s development and mobile money users, having raised the transaction ...

Biometric identification has a high potential for emerging markets

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In a previous blog, we highlighted the importance of biometric identification systems in emerging markets. Not only can biometric verification help to bring underserved groups (such as people with disabilities, those that are less literate, and users of marginal dialects and ...

What we’ve learned about the role of mobile network operators in pay-as-you-go solar

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Since 2013, our Mobile for Development (M4D) Utilities Innovation Fund has awarded grants to many mobile-enabled off-grid energy services, including several frontier companies providing pay-as-you-go (PAYG) solar home systems (SHS). We have awarded grants to both PAYG solar ...

Assessing mobile money consumer trends in the wake of the COVID-19 pandemic

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Since the start of the COVID-19 pandemic, digital payments have been put forward as a safer and more efficient alternative to cash, in light of the various public health measures taken globally. In this context, low-and-middle-income countries (LMICs) have promoted the use ...

Mobile money-enabled remittances are a lifeline for families of migrant workers

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COVID-19 has been cruel to us all, but the economic impact of the pandemic has been especially severe on migrant workers and their families in the developing world: the earnings these already economically vulnerable groups have been able to send home fell last year by 20%, ...

Enhancing the user experience of mobile-money enabled cash recipients: Spotlight on Burundi

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Mobile money-enabled cash and voucher assistance (CVA) has the potential to offer transformational benefits to cash recipients, including digital and financial inclusion. With the rapid increase in digital delivery of CVA (in part due to COVID-19), and tightening of aid ...

Interoperability Test Platform v1.1: Now more powerful and easier to use

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Interoperability between financial services continues to be a key focus for development in the mobile money ecosystem, but it remains a complex area with a high risk of error. The GSMA Inclusive Tech Lab is proudly supporting the industry in navigating the challenges of ...

Digital Literacy Training Guide: For mobile money agents and digital literacy change agents

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Uganda hosts the sixth largest refugee population in the world, with over 1.4 million refugees from South Sudan, Democratic Republic of the Congo, Somalia, Eritrea, and Rwanda among other countries. The majority of refugee households are female-headed.  Because of the ...

What value do open APIs bring to the mobile money landscape?

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In September, we hosted a four-day industry convening, looking at Open APIs in the mobile money industry. Following growing industry interest in API strategies, providers can drive ecosystem development, enable third-parties to innovate on valuable services, and generate new ...

Beyond one billion accounts: What path is mobile money following in Latin America & the Caribbean?

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Leer en Español This is the seventh in a series of blogs focusing on the findings of the State of the Industry Report on Mobile Money 2019. Blog #1 | Blog #2 | Blog #3 | Blog #4 | Blog #5 | Blog #6 With contrasting socio-economic and competitive contexts, mobile money across ...

Tailoring the GSMA Interoperability Test Platform to meet business needs: A closer look at the test case engine

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Have you ever been frustrated when trying to use a new system and it doesn’t behave as desired? And what about when the integration between systems you use becomes a challenge? These are problems of interoperability, and they are even bigger and more crucial when it ...

The opportunity of mobile biometrics: Lifting the barriers of digital inclusion in emerging markets

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More than one billion people in the world lack any form of legal identification and almost half of these are living in Sub-Saharan Africa. The lack of identification prevents them from accessing life-enhancing digital and financial services. There is a clear role for ...

Why are digital skills important for financial inclusion, and how can the mobile money module in the GSMA’s MISTT help?

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This is the fourth blog in a 6-part series to mark the re-launch of the GSMA Mobile Internet Skills Training Toolkit (MISTT). You can read Part 1 here, Part 2 here and Part 3 here. This series will deep dive into each of the new MISTT modules (Online ...

Beyond one billion accounts: Mobile money in Africa enters a new digital era, spurred by more advanced transactions – Part 2

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Watch on demand: Beyond one billion: Exploring the state of mobile money in Africa. This is the sixth in a series of blogs focusing on the findings of the 2019 State of the Industry Report on Mobile Money. Blog #1 | Blog #2 | Blog #3 | Blog #4 | Blog #5 | Blog #7 […]

Beyond one billion accounts: The evolution of Africa’s growing mobile money market – Part 1

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Webinar on demand: Beyond one billion: Exploring the state of mobile money in Africa. This is the fifth in a series of blogs focusing on the findings of the 2019 State of the Industry Report on Mobile Money. Blog #1 | Blog #2 | Blog #3 | Blog #4 | Blog #6 | Blog #7 […]

Tracking Mobile Money Regulatory Responses to COVID-19 – Part 2

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In our previous post, we released the COVID-19 Response Tracker, a tool that monitors and summarises mobile money-specific regulatory, policy, government and provider interventions globally, in response to the coronavirus pandemic. Earlier in April 2020, we examined the ...

Understanding how the GSMA Interoperability Test Platform can adapt to new business requirements: A closer look at the architecture

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At the beginning of our journey with the GSMA Interoperability Test Platform, during the exploration phase, we decided that the platform should support operators during their drive towards building an interoperable ecosystem. In order to achieve that, one of our primary ...

Beyond one billion accounts: How fast is the mobile money landscape growing in Asia?

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This is the fourth in a series of blogs focusing on the findings of the 2019 State of the Industry Report on Mobile Money. Blog #1 | Blog #2 | Blog #3 | Blog #5 | Blog #6 | Blog #7 While Sub-Saharan Africa has long been the epicentre of mobile money, Asia has experienced ...