Mobile for Development Blog

Filter

What’s the impact of data localisation requirements on mobile money-enabled remittances?

Recently, a growing number of emerging economies have adopted data localisation requirements as part of their efforts to regulate cross-border data flows. This is the case for example in China, India, Nigeria, Russia, Rwanda and Vietnam. Cross-border data flows are critical ...

The impact of mobile money on financial sector development

An ever-increasing body of research has demonstrated the positive impact of mobile money on individuals, households and businesses. That said, the extent to which mobile money impacts a country’s macroeconomic and financial sector development has not been fully examined. In ...

Key Success Factors of a National Financial Inclusion Strategy

Governments, through National Financial Inclusion Strategies (NFIS), have the capacity to implement transformative reforms to ensure a wide availability of financial services. Today, we are glad to be launching research into the key success factors of an NFIS which ensures ...

Data protection in mobile money

Today, we’re pleased to release insights into the key areas of data protection impacting the provision of mobile money services. As the value of data continues to grow, so does the need to safeguard the use of data for the protection of the consumer, to the benefit of the ...

An analysis of the Mobile Money Regulatory Index

In September 2018 we launched the Mobile Money Regulatory Index, an interactive tool that measures the effectiveness of mobile money regulatory frameworks. Today, we are pleased to release a paper that provides a deep analysis on the findings of the Mobile Money Regulatory ...

How can mobile money providers leverage online marketplaces to embrace the ‘payments as a platform’ approach?

The mobile money industry is on the cusp of a fundamental change. Having successfully offered and scaled payments (with 272 deployments, 866 million registered customers globally, and processing over $1.3 billion dollars a day), mobile money providers are now in a position ...

Economic ID for farmers: a practical solution for cocoa farmers

In this blog, we introduce Kojo. Kojo is an archetypal smallholder cocoa farmer in Ghana, representing well over 800,000 cocoa farming families in the country.

Payments as a platform: The future of mobile money

In a previous blog, we shared our early insights into the mobile money industry’s transition towards a transformative new business model: a ‘payments as a platform’ approach that connects consumers with third-party services across a range of industries. The platform-based ...

Addressing the financial services needs of MSMEs in Sub-Saharan Africa

Opportunity presented by Enterprise customers In a previous blog, we highlighted how mobile money still remains largely focused on individual customers with over 99% of registered accounts owned by individuals. However, Enterprise customers represent a large and untapped ...

Mobile for Development (M4D) Utilities – meet us at MWC Barcelona 2019!

The biggest annual event in the mobile industry is less than three weeks away. Join the Mobile for Development Utilities team from 25 to 28 February at MWC Barcelona 2019! To help you navigate our activities during this packed week, we thought we’d put together a short blog ...

Innovative solutions to Know Your Customer (KYC) regulations in emerging markets

The impact of mobile money in expanding financial inclusion is well-proven, with 272 deployments in 90 countries.  The Global Findex illustrates how mobile money is shaping the payments landscape, with 21 per cent of adults in Sub-Saharan Africa holding a mobile money ...

Mobile money transaction fees and utility bill payments in emerging markets

According to the GSMA 2017 State of the Industry Report on Mobile Money, Sub-Saharan Africa alone has 135 live mobile money services processing $19.9 billion transactions in value per year. The growth and increased sophistication of mobile money ecosystems across the globe ...

Reinventing rural financial inclusion in Latin America: Highlights from Foromic  

At GSMA mAgri, we have been looking for some time at the evolution of ICT in agriculture in Latin America and in particular at the role of mobile technology to support financial inclusion of smallholder farmers. Recently we were in Barranquilla, Colombia at Foromic, the ...

A spotlight on ecosystem transactions in Latin America and the Caribbean region

Haga clic aquí para el blog en español Deployment and market growth Between 2016 and 2017, mobile money in the Latin American and Caribbean (LAC) region continued to grow steadily in terms of registered and active customers, transaction volumes and transaction values. ...

Unlocking mobile money interoperability and merchant payments across Africa through Mowali

Orange Group and MTN Group – two of Africa’s largest mobile operators and mobile money providers – have today announced a joint venture, Mowali, to enable interoperable payments across the African continent. The GSMA is proud to support its development. With over 338 ...

Four takeaways from Unlocking Solar Capital Africa

It was great to be back at the Kigali Convention Centre for GOGLA and Solar Plaza’s Unlocking Solar Capital Africa event on 7 – 8 November 2018, just a few months after the GSMA held its Mobile 360 – Africa event there. It was the perfect setting to consider what ...

Financial Inclusion Week 2018 Twitter Chat: The power of mobile money in reaching the underserved

This blog was co-authored by Mariana Lopez and Abbie Phatty-Jobe. We were honoured to join governments, the private sector and development organisations in welcoming Financial Inclusion Week 2018 and exploring this year’s theme of ‘getting inclusion right’. Each year, ...

From pay-as-you-go solar to pay-as-you-go smartphones and cookstoves: Insights from VITALITE, Zambia

VITALITE received a grant from the GSMA Mobile for Development (M4D) Utilities Innovation Fund in October 2017 to trial smartphone and cookstove add-on products for their pay-as-you-go (PAYG) solar home systems (SHS) in Zambia. The project aims to leverage the PAYG mechanism ...

Digital identity opportunity in Ghana’s Ministry of Food and Agriculture’s Planting for Food and Jobs programme

In 2017, Ghana’s Ministry of Food and Agriculture launched an ambitious five-year policy framework to reverse the declining trends in Ghana’s agricultural sector. The policy was termed as a “clarion call on every single Ghanaian to take farming as a ...

Introducing the Mobile Money Regulatory Index

An interactive tool to measure the effectiveness of mobile money regulatory frameworks. Over the past decade, mobile money has been a driving force of financial inclusion in emerging markets. Mobile money has proven to be a safe and efficient money transfer and payments ...