Mobile for Development Blog

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Mitigating the threats of illegal wildlife trade flows

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This blog was guest written with Russell Wallace, Senior AML Compliance Manager and Viola Qefalia, AML Compliance Manager from Vodafone Group. The illegal wildlife trade (IWT) is a serious multi-jurisdictional crime that generates billions of dollars in proceeds every year. ...

Remittances – A Lifeline for Pacific Nations

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How the Foreign, Commonwealth and Development Office is promoting the use of mobile technology to increase access to affordable remittances This blog was first published by the Foreign, Commonwealth and Development Office (FCDO) on 21 July 2021. By Jean-Paul Penrose, Pacific ...

Mobile money in 2020 and beyond: exploring the acceleration of mobile money in Latin America and the Caribbean

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Mobile money accounts leapt forward in an exceptional year 2020 saw the number of registered and active mobile money accounts grow to new levels globally, but Latin America and the Caribbean (LAC) had by far the fastest growth of any region. LAC now counts 39 million ...

Cybersecurity and mobile money: prioritising consumer trust and awareness

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Mobile money services are delivered through a large and complex ecosystem, multiplying the risk of cyberattacks. As a result, cybersecurity is vital in driving mobile money adoption, use and innovation. For the mobile money industry, cybersecurity is defined as a collection ...

The OECD’s CRS: What mobile money providers must do

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What is the OECD’s Common Reporting Standard? The Organisation for Economic Co-operation and Development’s (OECD) Common Reporting Standard (CRS) is an information standard for the Automatic Exchange Of Information (AEOI) regarding financial accounts between tax ...

Mobile money in 2020 and beyond: How is Asia’s growing mobile money footprint boosting financial inclusion in the region?

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This is the second in a series of blogs focusing on the findings of the 2021 State of the Industry Report on Mobile Money. Find blog 1 here. High adoption is fuelling competition and has driven the region to a new major milestone Since mobile money’s inception in 2006, Asia ...

Mobile money and international remittances: Enabling recovery during COVID-19

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Since 2016, the GSMA has supported the International Day of Family Remittances (IDFR) – adopted by the United Nations General Assembly – which is observed annually on 16 June. This year, the GSMA is continuing to support the International Fund for Agricultural Development ...

Using the Interoperability Test Platform for Certification & On-boarding

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Last year, the GSMA Inclusive Tech Lab launched a new platform aimed to help financial services providers test their interoperability processes: the Interoperability Test Platform. The platform allows the industry to test their own systems across different use cases but was ...

Introducing the new B4LL App: how biometrics technologies may change services for emerging markets

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In March earlier this year, we launched our Biometrics for All (B4LL) asset – a multimodal biometric showcase for enabling digital service providers to test different biometric solutions for multiple use cases in emerging markets; all using a safe environment. (More details ...

Mobile money: Embracing Disruption and Building Resilience

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This is the first in a series of blogs focusing on the insights from the State of the Industry Report on Mobile Money 2021. A couple of weeks ago, we launched this year’s State of the Industry Report on Mobile Money. In a year like no other, the report looks at how the ...

Mobile Money API Specification 1.2 – Release Blog

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Mobile money continues to grow exponentially across developing markets – the GSMA State the Industry Report 2021 highlights include 1.2 billion accounts in 2020, with 310 providers responsible for transacting $2.1 billion every day.  Enabling seamless integrations ...

The GSMA Mobile Money API as an enabler for Sustainable Development Goals

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Mapping GSMA Mobile Money API use cases to the SDGs Since their inception, mobile money services have long been discussed as a vector for financial inclusion. In a previous report, Harnessing the Power of Mobile Money to Achieve the Sustainable Development Goals, we explored ...

Exploring the GSMA’s position on mobile money taxation

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We have previously highlighted the potential negative effects of tax policies implemented in Kenya, Uganda and Tanzania. Mobile money taxes imposed in these countries have been burdensome for the industry’s development and mobile money users, having raised the transaction ...

Biometric identification has a high potential for emerging markets

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In a previous blog, we highlighted the importance of biometric identification systems in emerging markets. Not only can biometric verification help to bring underserved groups (such as people with disabilities, those that are less literate, and users of marginal dialects and ...

What we’ve learned about the role of mobile network operators in pay-as-you-go solar

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Since 2013, our Mobile for Development (M4D) Utilities Innovation Fund has awarded grants to many mobile-enabled off-grid energy services, including several frontier companies providing pay-as-you-go (PAYG) solar home systems (SHS). We have awarded grants to both PAYG solar ...

Assessing mobile money consumer trends in the wake of the COVID-19 pandemic

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Since the start of the COVID-19 pandemic, digital payments have been put forward as a safer and more efficient alternative to cash, in light of the various public health measures taken globally. In this context, low-and-middle-income countries (LMICs) have promoted the use ...

Mobile money-enabled remittances are a lifeline for families of migrant workers

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COVID-19 has been cruel to us all, but the economic impact of the pandemic has been especially severe on migrant workers and their families in the developing world: the earnings these already economically vulnerable groups have been able to send home fell last year by 20%, ...

Enhancing the user experience of mobile-money enabled cash recipients: Spotlight on Burundi

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Mobile money-enabled cash and voucher assistance (CVA) has the potential to offer transformational benefits to cash recipients, including digital and financial inclusion. With the rapid increase in digital delivery of CVA (in part due to COVID-19), and tightening of aid ...

Interoperability Test Platform v1.1: Now more powerful and easier to use

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Interoperability between financial services continues to be a key focus for development in the mobile money ecosystem, but it remains a complex area with a high risk of error. The GSMA Inclusive Tech Lab is proudly supporting the industry in navigating the challenges of ...

Digital Literacy Training Guide: For mobile money agents and digital literacy change agents

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Uganda hosts the sixth largest refugee population in the world, with over 1.4 million refugees from South Sudan, Democratic Republic of the Congo, Somalia, Eritrea, and Rwanda among other countries. The majority of refugee households are female-headed.  Because of the ...