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What value do open APIs bring to the mobile money landscape?

In September, we hosted a four-day industry convening, looking at Open APIs in the mobile money industry. Following growing industry interest in API strategies, providers can drive ecosystem development, enable third-parties to innovate on valuable services, and generate new ...

Beyond one billion accounts: What path is mobile money following in Latin America & the Caribbean?

This is the seventh in a series of blogs focusing on the findings of the State of the Industry Report on Mobile Money 2019. Blog #1 | Blog #2 | Blog #3 | Blog #4 | Blog #5 | Blog #6 With contrasting socio-economic and competitive contexts, mobile money across Latin America ...

Tailoring the GSMA Interoperability Test Platform to meet business needs: A closer look at the test case engine

Have you ever been frustrated when trying to use a new system and it doesn’t behave as desired? And what about when the integration between systems you use becomes a challenge? These are problems of interoperability, and they are even bigger and more crucial when it ...

The opportunity of mobile biometrics: Lifting the barriers of digital inclusion in emerging markets

More than one billion people in the world lack any form of legal identification and almost half of these are living in Sub-Saharan Africa. The lack of identification prevents them from accessing life-enhancing digital and financial services. There is a clear role for ...

Why are digital skills important for financial inclusion, and how can the mobile money module in the GSMA’s MISTT help?

This is the fourth blog in a 6-part series to mark the re-launch of the GSMA Mobile Internet Skills Training Toolkit (MISTT). You can read Part 1 here, Part 2 here and Part 3 here. This series will deep dive into each of the new MISTT modules (Online ...

Beyond one billion accounts: Mobile money in Africa enters a new digital era, spurred by more advanced transactions – Part 2

Watch on demand: Beyond one billion: Exploring the state of mobile money in Africa. This is the sixth in a series of blogs focusing on the findings of the 2019 State of the Industry Report on Mobile Money. Blog #1 | Blog #2 | Blog #3 | Blog #4 | Blog #5 | Blog #7 […]

Beyond one billion accounts: The evolution of Africa’s growing mobile money market – Part 1

Webinar on demand: Beyond one billion: Exploring the state of mobile money in Africa. This is the fifth in a series of blogs focusing on the findings of the 2019 State of the Industry Report on Mobile Money. Blog #1 | Blog #2 | Blog #3 | Blog #4 | Blog #6 | Blog #7 […]

Tracking Mobile Money Regulatory Responses to COVID-19 – Part 2

In our previous post, we released the COVID-19 Response Tracker, a tool that monitors and summarises mobile money-specific regulatory, policy, government and provider interventions globally, in response to the coronavirus pandemic. Earlier in April 2020, we examined the ...

Understanding how the GSMA Interoperability Test Platform can adapt to new business requirements: A closer look at the architecture

At the beginning of our journey with the GSMA Interoperability Test Platform, during the exploration phase, we decided that the platform should support operators during their drive towards building an interoperable ecosystem. In order to achieve that, one of our primary ...

Beyond one billion accounts: How fast is the mobile money landscape growing in Asia?

This is the fourth in a series of blogs focusing on the findings of the 2019 State of the Industry Report on Mobile Money. Blog #1 | Blog #2 | Blog #3 | Blog #5 | Blog #6 | Blog #7 While Sub-Saharan Africa has long been the epicentre of mobile money, Asia has experienced ...

QR code merchant payments: A growth opportunity for mobile money providers

QR codes are an increasingly ubiquitous payment channel around the world Globally, digital payments are expected to reach an annual transaction value of USD 4.4 trillion in 2020, with 17 per cent CAGR through 2024. With growth rates like this, it is not surprising that ...

Behind the GSMA Interoperability Test Platform: from inception to launch

In the past months, the GSMA Inclusive Tech Lab made various announcements about the GSMA Interoperability Test Platform, talking about the importance of testing, our Beta release and the first version of the platform. But as an innovation lab for inclusive technologies, why ...

Why is there a need for GSMA Mobile Money API Specification? A comparison with other industry standards

Mobile money is a rapidly growing sector of the financial services industry across developing markets, reaching many people who do not have access to other financial services. Enabling the mobile money ecosystem through open APIs is key to both the success of the industry ...

Charting a new course for mobile money in the new normal

This blog was co-authored between the Cambridge Centre for Alternative Finance and the GSMA. The dawn of a new decade has seen the world ground to a halt as we pause to tackle Covid-19. In addition to health outcomes and tragic loss of lives, the social and economic ...

Tracking mobile money regulatory responses to COVID-19

In April 2020 we published a paper on Mobile money recommendations to central banks in response to COVID-19. This paper examined the impact of COVID-19 on mobile money business and provides broad recommendations that can be taken to ensure business continuity and ...

The GSMA Inclusive Tech Lab launches an industry-leading Interoperability Test Platform for financial inclusion

Today, the GSMA Inclusive Tech Lab is launching the Interoperability Test Platform, the industry’s first joint test environment combining two key technologies: the GSMA Mobile Money API, a harmonised industry specification for all common mobile money use cases, and Mojaloop, ...

Mobile money driving formalisation and building the resilience of MSMEs

The critical contribution of micro, small and medium enterprises (MSMEs) to broader socio-economic objectives makes them a key priority area for achieving the Sustainable Development Goals. MSMEs account for the majority of businesses worldwide and have the potential to ...

Mobile money-enabled remittances: Building resilience in times of crisis

Mobile money-enabled remittances have steadily grown over the past decade. Today, millions of migrants and their families are experiencing life-changing benefits from faster, safer and cheaper remittances across 184 unique corridors. On the occasion of the International Day ...

Mobile money interoperability: One goal, many paths

There are many technical ways to achieve mobile money interoperability For over a decade, mobile money has been driving financial inclusion, opening access to digital transactions and giving people the tools to better manage their financial lives. Today, there are over one ...

How mobile money is increasingly interoperable

Achieving fully interoperable mobile money services that fulfil the needs of customers remains a goal for both the industry and the financial inclusion community. Despite the complexity of the concept, let alone that the pronunciation of the term can be a tongue twister, ...