{"id":93150,"date":"2023-03-10T13:55:09","date_gmt":"2023-03-10T13:55:09","guid":{"rendered":"https:\/\/www.gsma.com\/solutions-and-impact\/connectivity-for-good\/public-policy\/gsma_resources\/the-e-levy-in-ghana-economic-impact-assessment"},"modified":"2025-04-04T15:37:48","modified_gmt":"2025-04-04T14:37:48","slug":"the-e-levy-in-ghana-economic-impact-assessment","status":"publish","type":"gsma_theme_resources","link":"https:\/\/www.gsma.com\/solutions-and-impact\/connectivity-for-good\/public-policy\/gsma_resources\/the-e-levy-in-ghana-economic-impact-assessment\/","title":{"rendered":"The E-levy in Ghana: Economic Impact Assessment"},"content":{"rendered":"<p>The development of the mobile money market has been the catalyst of huge improvements in financial inclusion in Ghana, with the proportion of unbanked population falling from almost 60% in 2014 to 32% in 2021.<\/p>\n<p>The GSMA has produced a report, based on granular data from Ghanaian mobile money providers, which analyses the impact of the Electronic Transaction Levy (E-levy) on mobile money<span class=\"grame\">\u00a0<\/span>transactions in Ghana in the period from May 2021 to January 2023,\u00a0<span class=\"grame\">in order to<\/span>\u00a0capture the evolution of demand and supply of mobile money services before and after the introduction of the E-levy.<\/p>\n<p>The evidence shows that in the nine months following the introduction of the E-levy, mobile money consumers in Ghana have turned away from using mobile money, with consequences for the financial inclusion of the poorest and most vulnerable, for the growth of the mobile money industry and for the wider Ghanaian economy and revenue mobilisation.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>This report analyses the impact of the Electronic Transaction Levy (E-levy) on mobile money\u00a0transactions in Ghana in the period from May 2021 to January 2023.<\/p>\n","protected":false},"author":106,"featured_media":0,"template":"","meta":{"image":"https:\/\/www.gsma.com\/solutions-and-impact\/connectivity-for-good\/public-policy\/wp-content\/uploads\/2023\/03\/ghana-e-levy.jpg","json":{"gsma_resources_type":"Document","gsma_resources_thumb":"[92511]","gsma_resources_file":"[92521]","gsma_resources_multi":null,"gsma_resources_wgr":null,"gsma_resources_video":"","gsma_resources_image":"[]","gsma_resources_url":"","gsma_resources_date":"","gsma_resources_button":"Download"}},"tags":[],"resource_categories":[11161],"algolia_discover_type":[12151],"class_list":["post-93150","gsma_theme_resources","type-gsma_theme_resources","status-publish","hentry","resource_categories-mobile-taxation","algolia_discover_type-documents-and-reports"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v23.7 (Yoast SEO v25.6) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>The E-levy in Ghana: Economic Impact Assessment - Public Policy<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.gsma.com\/solutions-and-impact\/connectivity-for-good\/public-policy\/gsma_resources\/the-e-levy-in-ghana-economic-impact-assessment\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The E-levy in Ghana: Economic Impact Assessment\" \/>\n<meta property=\"og:description\" content=\"This report analyses the impact of the Electronic Transaction Levy (E-levy) on mobile money\u00a0transactions in Ghana in the period from May 2021 to January 2023.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.gsma.com\/solutions-and-impact\/connectivity-for-good\/public-policy\/gsma_resources\/the-e-levy-in-ghana-economic-impact-assessment\/\" \/>\n<meta property=\"og:site_name\" content=\"Public Policy\" \/>\n<meta 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