{"id":44240,"date":"2025-11-13T07:24:00","date_gmt":"2025-11-13T07:24:00","guid":{"rendered":"https:\/\/www.gsma.com\/solutions-and-impact\/gsma-open-gateway\/?page_id=44240"},"modified":"2026-05-13T15:31:28","modified_gmt":"2026-05-13T15:31:28","slug":"financial-services-apis","status":"publish","type":"page","link":"https:\/\/www.gsma.com\/solutions-and-impact\/gsma-open-gateway\/gsma-fusion\/financial-services-apis\/","title":{"rendered":"Fusion: Financial Services"},"content":{"rendered":"\n<div class=\"wp-block-gsma-main-page-hero hero_block gsma-load-hidden  half-width\">\n<div class=\"wp-block-cover hero_container gsma-load-hidden\"><img loading=\"lazy\" decoding=\"async\" width=\"616\" height=\"450\" class=\"wp-block-cover__image-background wp-image-44394 size-full\" alt=\"A woman with long, dark, wavy hair looks thoughtfully at a screen, resting her chin on her hand. She holds a smartphone as blue light from digital screens reflects on her face, evoking a modern atmosphere powered by financial services APIs.\" src=\"https:\/\/www.gsma.com\/solutions-and-impact\/gsma-open-gateway\/wp-content\/uploads\/2025\/10\/Fusion_header_9_10.25_616x450.jpg\" data-object-fit=\"cover\" srcset=\"https:\/\/www.gsma.com\/solutions-and-impact\/gsma-open-gateway\/wp-content\/uploads\/2025\/10\/Fusion_header_9_10.25_616x450.jpg 616w, https:\/\/www.gsma.com\/solutions-and-impact\/gsma-open-gateway\/wp-content\/uploads\/2025\/10\/Fusion_header_9_10.25_616x450-300x219.jpg 300w\" sizes=\"auto, (max-width: 616px) 100vw, 616px\" \/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim-0 has-background-dim\" style=\"background-color:#d7c3c5\"><\/span><div class=\"wp-block-cover__inner-container is-layout-flow wp-block-cover-is-layout-flow\">\n<h1 class=\"wp-block-heading hero_title\" id=\"h-financial-services\">Financial Services<\/h1>\n\n\n\n<p class=\"hero_sub-title wp-block-paragraph\">Connecting finance and networks through secure financial services APIs that protect customers, streamline authentication, and power trusted digital transactions worldwide<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-through-gsma-fusion-operators-and-fintechs-are-defining-new-financial-services-apis\">Through GSMA Fusion, operators and fintechs are defining new financial services APIs<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Financial institutions face constant pressure to protect customers and simplify digital experiences. Yet fraud, identity theft, and authentication failures remain persistent challenges. GSMA Fusion helps banks, fintechs, and mobile operators collaborate on APIs that improve trust, security, and compliance. These APIs let verified network data power real-time identity checks, payment authentication, and customer onboarding. By combining telecom intelligence with financial innovation, operators can help institutions reduce fraud losses and meet tightening regulatory standards. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Open Gateway APIs such as Number Verification, SIM Swap, and Know Your Customer deliver consistent, interoperable tools for secure digital finance. Through Fusion, industry partners can test, validate, and scale solutions across markets while maintaining user privacy and regulatory alignment. Financial services APIs turn connectivity into a foundation for safer, faster, and more inclusive financial systems.<\/p>\n\n\n\n<div class=\"wp-block-gsma-video-pod banner_right-img_block gsma-load-hidden\">\n<div class=\"wp-block-group banner_right-img_container gsma-load-hidden\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns banner_right-img_columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column banner_right-img_column_left is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading banner_right-img_title\" id=\"h-what-gsma-fusion-means-for-the-fintech-industry\">What GSMA Fusion means for the fintech industry<\/h2>\n\n\n\n<p class=\"has-text-align-left banner_right-img_blurb wp-block-paragraph\">With GSMA Fusion, operators and enterprise can provide scalable, interoperable future-proof connected services for the fintech industry.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column banner_right-img_column_right is-layout-flow wp-block-column-is-layout-flow\">                <script src=\"https:\/\/platform.vixyvideo.com\/p\/557\/sp\/55700\/embedIframeJs\/uiconf_id\/23455624\/partner_id\/557\"><\/script>\r\n                <div style=\"padding-bottom: 56.25%; position: relative;\"><div id=\"vixy_player_6a8ac052a07c6\" style=\"position:absolute; width:100%; height:100%\"><\/div><\/div>\r\n                <script>\r\n                    kWidget.embed({\r\n                      \"targetId\": \"vixy_player_6a8ac052a07c6\",\r\n                      \"wid\": \"_557\",\r\n                      \"uiconf_id\": 23459939,\r\n                      \"flashvars\": {},\r\n                      \"entry_id\": \"0_v14iwcb7\"\r\n                    });\r\n                <\/script>\n<\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-gsma-banner-rihgt-img banner_right-img_block gsma-load-hidden right-copy\">\n<div class=\"wp-block-group banner_right-img_container gsma-load-hidden\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns banner_right-img_columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column banner_right-img_column_left is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading banner_right-img_title\" id=\"h-featured-statement-of-requirements\">Featured Statement of Requirements<br><\/h2>\n\n\n\n<p class=\"banner_right-img_blurb wp-block-paragraph\"><strong>FICO: Standardising fraud prevention APIs<\/strong><br><br>FICO calls on mobile operators to enable fraud prevention APIs that protect consumers and strengthen trust in digital finance.<\/p>\n\n\n\n<div class=\"wp-block-button banner_right-img_button-main\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.gsma.com\/solutions-and-impact\/gsma-open-gateway\/gsma-fusion\/fico\/\">Learn more<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column banner_right-img_column_right is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full banner_right-img_image\"><img loading=\"lazy\" decoding=\"async\" width=\"710\" height=\"688\" src=\"https:\/\/www.gsma.com\/solutions-and-impact\/gsma-open-gateway\/wp-content\/uploads\/2025\/11\/Fusion_FICO_2_710x688.jpg\" alt=\"A man in a blue sweater and yellow pants stands by a modern blue ATM, possibly accessing financial services APIs on his phone. The colorful scene features geometric wall panels and soft sunlight, creating a vibrant, contemporary atmosphere.\" class=\"wp-image-45035\" srcset=\"https:\/\/www.gsma.com\/solutions-and-impact\/gsma-open-gateway\/wp-content\/uploads\/2025\/11\/Fusion_FICO_2_710x688.jpg 710w, https:\/\/www.gsma.com\/solutions-and-impact\/gsma-open-gateway\/wp-content\/uploads\/2025\/11\/Fusion_FICO_2_710x688-300x291.jpg 300w\" sizes=\"auto, (max-width: 710px) 100vw, 710px\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-gsma-banner-rihgt-img banner_right-img_block gsma-load-hidden\">\n<div class=\"wp-block-group banner_right-img_container gsma-load-hidden\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns banner_right-img_columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column banner_right-img_column_left is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading banner_right-img_title\" id=\"h-market-snapshot\">Market snapshot<\/h2>\n\n\n\n<p class=\"banner_right-img_blurb wp-block-paragraph\">Over <strong>85% of banks<\/strong> have adopted open banking APIs to enable secure third-party data access &#8211; CoinLaw<br><br>APIs now drive <strong>40% of revenue growth<\/strong> at leading financial institutions via integrations and personalised services &#8211; CoinLaw<br><br>The financial data APIs market was estimated at $<strong>USD 3.5 billion <\/strong><span style=\"box-sizing: border-box; margin: 0px; padding: 0px;\">in<strong>&nbsp;<\/strong><\/span><strong>2023<\/strong>, forecast to rise to <strong>$USD 16.2 billion <\/strong>b<strong>y 2033<\/strong> &#8211; Data Horizon Research<br><br><br><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column banner_right-img_column_right is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full banner_right-img_image\"><img loading=\"lazy\" decoding=\"async\" width=\"710\" height=\"688\" src=\"https:\/\/www.gsma.com\/solutions-and-impact\/gsma-open-gateway\/wp-content\/uploads\/2025\/09\/Fusion_FS_1_710x688.jpg\" alt=\"A smartphone displaying an online banking app rests on a blue table beside a purple credit card. Blurred potted plants and office supplies are in the background, creating a modern and organized workspace atmosphere.\" class=\"wp-image-44244\" srcset=\"https:\/\/www.gsma.com\/solutions-and-impact\/gsma-open-gateway\/wp-content\/uploads\/2025\/09\/Fusion_FS_1_710x688.jpg 710w, https:\/\/www.gsma.com\/solutions-and-impact\/gsma-open-gateway\/wp-content\/uploads\/2025\/09\/Fusion_FS_1_710x688-300x291.jpg 300w\" sizes=\"auto, (max-width: 710px) 100vw, 710px\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-financial-services-apis\">Financial services APIs<\/h2>\n\n\n\n<div class=\"wp-block-columns with-colour is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-medium-font-size\" id=\"h-number-verification\">Number Verification<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Verify a customer\u2019s phone number instantly to prevent identity fraud.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/camaraproject.org\/number-verification\/\">API documentation<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-medium-font-size\" id=\"h-know-your-customer-age-verification\">Know Your Customer (Age Verification)<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Confirm age and identity through secure network data for compliant onboarding.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/camaraproject.org\/know-your-customer-age-verification\/\">API documentation<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-medium-font-size\" id=\"h-location-verification\">Location Verification<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Validate transaction location in real time to reduce payment fraud.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/camaraproject.org\/location-verification\/\">API documentation<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-our-financial-service-partners\">Our Financial service partners<\/h2>\n\n\n\n            <div class=\"orgs\" id=\"orgs-17031c27\"  data-ids=\"44919\" data-display=\"\" data-show-names=\"false\"><\/div>\n        \n<script>\n    window.addEventListener(\"load\", function(){\n      const orgs_list = new Orgs_List();\n      orgs_list.init(\"orgs-17031c27\");\n    });\n<\/script>\n    \n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-work-with-us\">Work with us<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Join GSMA Fusion to shape the next generation of secure digital finance. Define your requirements with mobile operators, explore new financial services APIs, and co-create interoperable solutions that enhance trust, compliance, and innovation across global markets.<\/p>\n\n\n<style>.wForm form{text-align: left;}<\/style><!-- FORM: HEAD SECTION -->\n    <meta http-equiv=\"Content-Type\" content=\"text\/html; charset=utf-8\" \/>\n    <meta name=\"referrer\" content=\"no-referrer-when-downgrade\">\n    <!-- THIS SCRIPT NEEDS TO BE LOADED FIRST BEFORE wforms.js -->\n    <script type=\"text\/javascript\" data-for=\"FA__DOMContentLoadedEventDispatch\" src=\"https:\/\/gsma.tfaforms.net\/js\/FA__DOMContentLoadedEventDispatcher.js\" defer><\/script>\n        <script type=\"text\/javascript\">\n        document.addEventListener(\"FA__DOMContentLoaded\", function(){\n            const FORM_TIME_START = Math.floor((new Date).getTime()\/1000);\n            let formElement = document.getElementById(\"tfa_0\");\n            if (null === formElement) {\n                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group\">\n<div class=\"oneField field-container-D    \" id=\"tfa_1-D\">\n<label id=\"tfa_1-L\" class=\"label preField reqMark\" for=\"tfa_1\">First Name<\/label><br><div class=\"inputWrapper\"><input aria-required=\"true\" type=\"text\" id=\"tfa_1\" name=\"tfa_1\" value=\"\" title=\"First Name\" class=\"required\"><\/div>\n<\/div>\n<div class=\"oneField field-container-D    \" id=\"tfa_3-D\">\n<label id=\"tfa_3-L\" class=\"label preField reqMark\" for=\"tfa_3\">Last Name<\/label><br><div class=\"inputWrapper\"><input aria-required=\"true\" type=\"text\" id=\"tfa_3\" name=\"tfa_3\" value=\"\" title=\"Last Name\" class=\"required\"><\/div>\n<\/div>\n<\/div>\n<div id=\"tfa_2353\" class=\"section inline group\">\n<div class=\"oneField field-container-D    \" id=\"tfa_5-D\">\n<label id=\"tfa_5-L\" class=\"label preField reqMark\" for=\"tfa_5\">Job Title<\/label><br><div class=\"inputWrapper\"><input aria-required=\"true\" type=\"text\" id=\"tfa_5\" name=\"tfa_5\" value=\"\" title=\"Job Title\" class=\"required\"><\/div>\n<\/div>\n<div class=\"oneField field-container-D    \" id=\"tfa_7-D\">\n<label id=\"tfa_7-L\" class=\"label preField reqMark\" for=\"tfa_7\">Company Name<\/label><br><div class=\"inputWrapper\"><input aria-required=\"true\" type=\"text\" id=\"tfa_7\" name=\"tfa_7\" value=\"\" title=\"Company Name\" class=\"required\"><\/div>\n<\/div>\n<\/div>\n<div id=\"tfa_2623\" class=\"section inline group\">\n<div class=\"oneField field-container-D    \" id=\"tfa_775-D\">\n<label id=\"tfa_775-L\" class=\"label preField reqMark\" for=\"tfa_775\">Email<\/label><br><div class=\"inputWrapper\"><input aria-required=\"true\" type=\"text\" id=\"tfa_775\" name=\"tfa_775\" value=\"\" title=\"Email\" class=\"validate-email required\"><\/div>\n<\/div>\n<div class=\"oneField field-container-D    \" id=\"tfa_2626-D\">\n<label id=\"tfa_2626-L\" class=\"label preField reqMark\" for=\"tfa_2626\">Industry Description<\/label><br><div class=\"inputWrapper\">\n<input aria-required=\"true\" type=\"text\" id=\"tfa_2626\" name=\"tfa_2626\" value=\"\" title=\"Industry Description\" data-dataset-allow-free-responses=\"0\" data-dataset-clear-cache=\"1\" autocomplete=\"off\" data-dataset-parameters=\"undefined\" data-dataset-timestamp=\"1762932017\" data-dataset-id=\"606a2cc5-f420-44ca-976a-232db6e935b5\" data-dataset-map=\"\" data-dataset-type=\"salesforce-picklist\" data-dataset-url=\"https:\/\/gsma.tfaforms.net\/api_v2\/datasets\" class=\"required wfAutosuggest\"><i class=\"fa fa-spinner fa-pulse fa-fw tt-spinner\"><\/i><i class=\"fa fa-search tt-search\" aria-hidden=\"true\"><\/i><i class=\"fa fa-times-circle tt-clear no-input\" tabindex=\"0\" aria-label=\"Clear field\" role=\"button\"><\/i>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"tfa_2633\" class=\"section inline group\">\n<div class=\"oneField field-container-D    \" id=\"tfa_2625-D\">\n<label id=\"tfa_2625-L\" class=\"label preField reqMark\" for=\"tfa_2625\">Country \/ Region<\/label><br><div class=\"inputWrapper\">\n<input aria-required=\"true\" type=\"text\" id=\"tfa_2625\" name=\"tfa_2625\" value=\"\" title=\"Country \/ Region\" data-dataset-allow-free-responses=\"0\" data-dataset-clear-cache=\"1\" autocomplete=\"off\" data-dataset-parameters=\"undefined\" data-dataset-timestamp=\"1762932026\" data-dataset-id=\"40d76123-907d-49ee-9e9a-94f77599a4d0\" data-dataset-map=\"\" data-dataset-type=\"salesforce-picklist\" data-dataset-url=\"https:\/\/gsma.tfaforms.net\/api_v2\/datasets\" class=\"required wfAutosuggest\"><i class=\"fa fa-spinner fa-pulse fa-fw tt-spinner\"><\/i><i class=\"fa fa-search tt-search\" aria-hidden=\"true\"><\/i><i class=\"fa fa-times-circle tt-clear no-input\" tabindex=\"0\" aria-label=\"Clear field\" role=\"button\"><\/i>\n<\/div>\n<\/div>\n<div class=\"oneField field-container-D    \" id=\"tfa_2627-D\">\n<label id=\"tfa_2627-L\" class=\"label preField reqMark\" for=\"tfa_2627\">Are you a GSMA Member?<\/label><br><div class=\"inputWrapper\"><select aria-required=\"true\" id=\"tfa_2627\" name=\"tfa_2627\" title=\"Are you a GSMA Member?\" class=\"calc-DefaultName required\"><option value=\"\">Please select...<\/option>\n<option value=\"tfa_2630\" id=\"tfa_2630\" class=\"\">Yes<\/option>\n<option value=\"tfa_2631\" id=\"tfa_2631\" class=\"\">No<\/option>\n<option value=\"tfa_2632\" id=\"tfa_2632\" class=\"calcval-membershipinbound@gsma.com\">No, I would like to learn more<\/option><\/select><\/div>\n<\/div>\n<\/div>\n<div class=\"oneField field-container-D    \" id=\"tfa_776-D\" role=\"group\" aria-labelledby=\"tfa_776-L\" data-tfa-labelledby=\"-L tfa_776-L\">\n<label id=\"tfa_776-L\" class=\"label preField \" data-tfa-check-label-for=\"tfa_776\"><b><u>EMAIL CONSENT<\/u><\/b><\/label><br><div class=\"inputWrapper\"><span id=\"tfa_776\" class=\"choices vertical \"><span class=\"oneChoice\"><input type=\"checkbox\" value=\"tfa_777\" class=\"\" id=\"tfa_777\" name=\"tfa_777\" aria-labelledby=\"tfa_777-L\" data-tfa-labelledby=\"tfa_776-L tfa_777-L\" data-tfa-parent-id=\"tfa_776\"><label class=\"label postField\" id=\"tfa_777-L\" for=\"tfa_777\"><span class=\"input-checkbox-faux\"><\/span><span style=\"font-size: 15px;\">The GSMA group (specifically GSM Association &amp; GSMA Mobile For Development Foundation Inc.) would like to send you information about GSMA membership and industry initiatives &amp; activities. 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Yet fraud, identity theft, and authentication failures remain persistent challenges. GSMA Fusion helps banks, fintechs, and mobile operators collaborate on APIs that improve trust, security, and compliance. These APIs let verified [&hellip;]<\/p>\n","protected":false},"author":39,"featured_media":0,"parent":41249,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_oasis_is_in_workflow":0,"_oasis_original":0,"_oasis_task_priority":"2normal","footnotes":""},"tags":[],"class_list":["post-44240","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.8 (Yoast SEO v25.8) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Financial Services APIs - Open Gateway - GSMA Fusion<\/title>\n<meta name=\"description\" content=\"Connecting finance and networks with secure financial services APIs that protect customers and streamline authentication\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.gsma.com\/solutions-and-impact\/gsma-open-gateway\/gsma-fusion\/financial-services-apis\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Financial Services APIs - 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