{"id":47024,"date":"2026-06-30T10:29:17","date_gmt":"2026-06-30T10:29:17","guid":{"rendered":"https:\/\/www.gsma.com\/solutions-and-impact\/gsma-open-gateway\/?page_id=47024"},"modified":"2026-06-30T10:28:24","modified_gmt":"2026-06-30T10:28:24","slug":"unscammed-industry-demand-for-fraud-prevention-network-apis","status":"publish","type":"page","link":"https:\/\/www.gsma.com\/solutions-and-impact\/gsma-open-gateway\/unscammed-industry-demand-for-fraud-prevention-network-apis\/","title":{"rendered":"Unscammed: Industry Demand for Fraud Prevention Network APIs"},"content":{"rendered":"\n
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Unscammed: Industry Demand for Fraud Prevention Network APIs<\/h1>\n\n\n\n

Mobile operators are being called upon to expose trusted fraud prevention APIs that can help banks, fintechs, consumer protection organisations and law enforcement agencies stop scams before victims lose money.<\/p>\n\n\n\n\n\n

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About enterprise API demands<\/h2>\n\n\n\n

Phone-based scams and Authorised Push Payment (APP) fraud continue to be among the fastest-growing forms of consumer harm globally. Fraudsters increasingly exploit weaknesses across identity systems, communications channels and financial services, making scams harder to detect and prevent.<\/p>\n\n\n\n

Unscammed is building a fraud intelligence platform designed to identify, disrupt and prevent scams through a combination of consumer-reported fraud intelligence, automated threat detection and real-time network signals. The platform supports banks, payment providers, fintechs, marketplaces, telecommunications providers and consumer protection agencies in making more informed fraud decisions.<\/p>\n\n\n\n

However, many of the most valuable fraud indicators remain locked within mobile networks. Signals such as SIM swap events, call forwarding activity, device changes, number recycling and geographic anomalies can provide authoritative evidence of potential account compromise, identity fraud or scam activity.<\/p>\n\n\n\n

To address this challenge, Unscammed is calling on mobile operators to expose standardised fraud prevention APIs aligned with GSMA Open Gateway and CAMARA frameworks. These APIs would enable trusted, operator-verified intelligence to be incorporated into fraud prevention workflows in real time.<\/p>\n\n\n\n

By combining network intelligence with existing fraud detection systems, organisations can improve decision-making during payment authorisation, account onboarding, account recovery and high-risk communications. This approach helps move the industry from reactive fraud recovery to proactive fraud prevention.<\/p>\n\n\n\n

The message from industry is clear: mobile networks are no longer simply communications providers. They are becoming a critical trust layer in the fight against digital fraud.<\/p>\n\n\n\n

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Problem<\/h5>\n\n\n
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Fraudsters exploit fragmented identity and security systems across banking, telecommunications and digital platforms. Without access to authoritative network-level signals, organisations often lack the visibility needed to detect scams, account takeover attempts and fraudulent activity before losses occur.<\/p>\n<\/div>\n\n\n\n

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Solution<\/h5>\n\n\n
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Standardised fraud prevention APIs provide trusted network intelligence that can be used to verify identities, identify compromised accounts, detect suspicious activity and prevent fraud in real time across multiple industries and markets.<\/p>\n<\/div>\n\n\n\n

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API service<\/h5>\n\n\n
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SIM Swap, SIM Swap Subscriptions, Number Verification, Call Forwarding Signal, Scam Signal, Number Recycling, Device Swap, Device Roaming Status, Subscription Status, Location Verification, Location Retrieval and Device Identifier APIs supporting real-time fraud detection, scam intelligence, account protection and consumer safety.<\/p>\n<\/div>\n\n\n\n

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Impact<\/h5>\n\n\n
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Reduced scam losses, stronger fraud prevention, improved payment security, enhanced consumer protection, more effective law enforcement investigations, greater trust in digital services and new enterprise API revenue opportunities for mobile network operators.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

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More information<\/h2>\n\n\n\n
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What is the Unscammed market demand statement?<\/p>\n\n\n\n

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Unscammed is calling on mobile operators to expose standardised fraud prevention APIs that provide real-time network intelligence to help prevent scams, reduce fraud losses and strengthen consumer protection across global markets.<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n

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Why should mobile operators act now?<\/p>\n\n\n\n

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Phone-based fraud continues to grow in scale and sophistication. Banks, fintechs, marketplaces and consumer protection organisations increasingly require authoritative network-level signals to prevent fraud before harm occurs.<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n

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How does GSMA Fusion help?<\/p>\n\n\n\n

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GSMA Open Gateway and CAMARA provide a standardised framework for exposing network capabilities through interoperable APIs, enabling fraud prevention solutions to scale globally without bespoke integrations with individual operators.<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n

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Market snapshot<\/h2>\n\n\n\n

Phone-based scams and APP fraud continue to cause billions of dollars in consumer and business losses globally each year.

SIM swap fraud, call forwarding abuse, account takeover attacks and social engineering scams are becoming increasingly sophisticated and difficult to detect.

Mobile operators possess unique network-level intelligence that can provide authoritative signals for fraud prevention, identity verification and scam detection.

Unscammed plans initial deployments across the United States, Canada, United Kingdom and Australia, followed by expansion into South Africa, India, New Zealand and Singapore.

GSMA Open Gateway and CAMARA APIs are emerging as a key enabler of globally scalable fraud prevention services, helping organisations move from reactive fraud recovery to proactive consumer protection.<\/p>\n<\/div>\n\n\n\n

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Partners<\/h2>\n\n\n\n

This initiative is supported by:<\/p>\n\n\n\n

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