{"id":47408,"date":"2026-08-25T14:49:00","date_gmt":"2026-08-25T14:49:00","guid":{"rendered":"https:\/\/www.gsma.com\/solutions-and-impact\/gsma-open-gateway\/?page_id=47408"},"modified":"2026-08-26T12:34:42","modified_gmt":"2026-08-26T12:34:42","slug":"coure-industry-demand-for-fraud-prevention-network-apis-in-african-financial-services","status":"publish","type":"page","link":"https:\/\/www.gsma.com\/solutions-and-impact\/gsma-open-gateway\/coure-industry-demand-for-fraud-prevention-network-apis-in-african-financial-services\/","title":{"rendered":"COURE: Industry demand for fraud prevention Network APIs in African financial services"},"content":{"rendered":"\n
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COURE: Industry demand for fraud prevention Network APIs in African financial services<\/h1>\n\n\n\n

Financial institutions are calling on mobile operators to commercially expose fraud prevention Network APIs to enable real-time risk assessment, proactive fraud detection and stronger customer protection across Africa.<\/p>\n\n\n\n\n\n

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About enterprise API demands<\/h2>\n\n\n\n

African financial institutions and digital businesses are looking to mobile operators to unlock trusted, real-time network intelligence that can help address the growing challenge of telecom-enabled fraud.<\/p>\n\n\n\n

Crucially, this is not simply future demand<\/strong>. COURE Software and Systems<\/strong> is actively seeking Network API enablement across priority African markets to integrate telecom and device intelligence into its All Number Query (ANQ)<\/strong> fraud-prevention platform and support financial institutions, fintechs, payment providers and digital businesses.<\/p>\n\n\n\n

The demand spans 21 priority African markets<\/strong>, creating an opportunity for MNOs to turn existing network intelligence into scalable fraud-prevention services while helping financial organisations move from reactive fraud detection to proactive risk management.<\/p>\n\n\n\n

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Problem<\/h5>\n\n\n
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Financial institutions need real-time telecom intelligence to identify SIM swaps, recycled numbers and device changes before fraud occurs.<\/p>\n<\/div>\n\n\n\n

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Solution<\/h5>\n\n\n
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GSMA Open Gateway Network APIs can expose trusted network signals through secure, standardised interfaces for integration into existing fraud systems.<\/p>\n<\/div>\n\n\n\n

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API service<\/h5>\n\n\n
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Number Verification, Number Recycle, Device Swap, SIM Swap, KYC Customer Match and Scam Signal APIs<\/strong> enabling real-time fraud risk assessment and earlier intervention.<\/p>\n<\/div>\n\n\n\n

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Impact<\/h5>\n\n\n
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Earlier fraud prevention, reduced financial losses and stronger customer trust while creating scalable enterprise revenue opportunities for MNOs.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

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More information<\/h2>\n\n\n\n
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What is the COURE market demand statement?<\/p>\n\n\n\n

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COURE is calling on mobile operators to expose fraud-prevention Network APIs across priority African markets, enabling financial institutions and digital businesses to access real-time telecom and device intelligence through its ANQ platform.<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n

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Why should mobile operators act now?<\/p>\n\n\n\n

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Fraudsters are increasingly exploiting vulnerabilities in mobile identity and authentication. SIM swap fraud alone accounts for approximately 43% of mobile money fraud in Africa<\/strong>, while telecom-related fraud is estimated to cost South Africa more than R5.3 billion annually<\/strong>.<\/p>\n\n\n\n

COURE is seeking to begin pilot programmes and technical validation within 3\u20136 months<\/strong>, followed by production deployment across priority markets within 12\u201324 months<\/strong>.<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n

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How does GSMA Fusion help?<\/p>\n\n\n\n

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GSMA Fusion and Open Gateway provide a standardised framework for connecting established enterprise demand with mobile operators and enabling network capabilities through interoperable APIs.<\/p>\n\n\n\n

For COURE, this provides a pathway to work with operators across multiple African markets and establish scalable models for delivering trusted network intelligence to financial institutions and digital businesses.<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n

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Market snapshot<\/h2>\n\n\n\n

21 priority African markets<\/strong> have been identified for initial Network API enablement, including Nigeria, South Africa, Kenya, Ghana and Egypt.

43% of mobile money fraud<\/strong> in Africa is estimated to involve SIM swap attacks, highlighting the importance of telecom intelligence in fraud prevention.

Up to 60% of mobile banking fraud<\/strong> in some markets is linked to SIM swap attacks.

R5.3bn+<\/strong> is estimated to be lost annually in South Africa alone through telecom-related fraud, including SIM swap and impersonation.<\/p>\n<\/div>\n\n\n\n

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Partners<\/h2>\n\n\n\n

This initiative is supported by:<\/p>\n\n\n\n

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