{"id":15115,"date":"2025-03-24T12:56:34","date_gmt":"2025-03-24T12:56:34","guid":{"rendered":"https:\/\/www.gsma.com\/solutions-and-impact\/industries\/connected-fintech\/?post_type=gsma_theme_resources&#038;p=15115"},"modified":"2025-04-11T10:54:05","modified_gmt":"2025-04-11T10:54:05","slug":"mwc25-barcelona-4fyn-fintech-summit-the-platform-economy-on-demand","status":"publish","type":"gsma_theme_resources","link":"https:\/\/www.gsma.com\/solutions-and-impact\/industries\/connected-fintech\/gsma_resources\/mwc25-barcelona-4fyn-fintech-summit-the-platform-economy-on-demand\/","title":{"rendered":"MWC25 Barcelona &#8211; 4FYN: Fintech Summit &#8211; The Platform Economy On-Demand"},"content":{"rendered":"<p><span data-contrast=\"auto\">On Monday 3 March 2025, as part of the 4YFN Fintech Summit, we hosted the <strong>The Platform Economy<\/strong> sessions with partners; bolttech, BBVA, Chenosis, Citi, GCash and Okoora.\u00a0<\/span><\/p>\n<p>We discussed:\u00a0<\/p>\n<ul>\n<li data-leveltext=\"o\" data-font=\"Courier New\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Courier New&quot;,&quot;469769242&quot;:[9675],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;o&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"1\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">API Ecosystem:\u00a0<\/span><\/b><span data-contrast=\"auto\">How APIs create new fintech ecosystems where banks, fintech startups, and\u202fdevelopers collaborate to build complementary services? What are the user cases?<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li data-leveltext=\"o\" data-font=\"Courier New\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Courier New&quot;,&quot;469769242&quot;:[9675],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;o&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"2\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">API-Driven Financial Services:\u00a0<\/span><\/b><span data-contrast=\"auto\">How do Fintech companies leverage APIs to offer tailored solutions i.e. credit scoring, investment management etc.<\/span><\/li>\n<\/ul>\n<ul>\n<li data-leveltext=\"o\" data-font=\"Courier New\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Courier New&quot;,&quot;469769242&quot;:[9675],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;o&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"3\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">Embedded Finance:\u00a0<\/span><\/b><span data-contrast=\"auto\">How APIs integrate key financial services into everyday apps, making financial services more accessible?<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li data-leveltext=\"o\" data-font=\"Courier New\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Courier New&quot;,&quot;469769242&quot;:[9675],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;o&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"4\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">APIs for Security:\u00a0<\/span><\/b><span data-contrast=\"auto\">What is the best practice of APIs in protecting sensitive information and financial data?<\/span><b><span data-contrast=\"auto\">\u00a0<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li data-leveltext=\"o\" data-font=\"Courier New\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Courier New&quot;,&quot;469769242&quot;:[9675],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;o&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"5\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">Monetisation and Business Models:\u00a0<\/span><\/b><span data-contrast=\"auto\">How do\u202fFintech companies build sustainable revenue models around API-as-a-service offerings?<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li data-leveltext=\"o\" data-font=\"Courier New\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Courier New&quot;,&quot;469769242&quot;:[9675],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;o&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"6\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">The Future:\u00a0<\/span><\/b><span data-contrast=\"auto\">How APIs are enabling AI and Blockchain in fintech?<\/span><b><span data-contrast=\"auto\">\u00a0<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><strong>Thank you to our speakers:\u00a0<\/strong><\/p>\n<ul>\n<li>Melissa Wong, Group Chief Product Officer, <strong>bolttech<\/strong><\/li>\n<li>Jose Luis Navarro Llorens, Head of Strategy Embedded Finance, <strong>BBVA<\/strong><\/li>\n<li>Sophia Bantanidis, Future of Finance at Citi, Advisory Board member at start ups, <strong>Citi<\/strong><\/li>\n<li>Pebbles Sy, Chief Technology and Operations Officer, <strong>GCash<\/strong><\/li>\n<li>Saad Syed, CEO, <strong>Chenosis<\/strong><\/li>\n<li>Assa Drori, Chief Risk Solutions Officer, <strong>Okoora<\/strong><\/li>\n<\/ul>\n\n\n<div class=\"wp-block-jetpack-tiled-gallery aligncenter is-style-rectangular\"><div class=\"\"><div class=\"tiled-gallery__gallery\"><div class=\"tiled-gallery__row\"><div class=\"tiled-gallery__col\" style=\"flex-basis:66.78742%\"><figure class=\"tiled-gallery__item\"><img decoding=\"async\" srcset=\"https:\/\/i0.wp.com\/www.gsma.com\/solutions-and-impact\/industries\/connected-fintech\/wp-content\/uploads\/2025\/03\/ML_7845-1024x683.jpg?strip=info&#038;w=600&#038;ssl=1 600w,https:\/\/i0.wp.com\/www.gsma.com\/solutions-and-impact\/industries\/connected-fintech\/wp-content\/uploads\/2025\/03\/ML_7845-1024x683.jpg?strip=info&#038;w=900&#038;ssl=1 900w,https:\/\/i0.wp.com\/www.gsma.com\/solutions-and-impact\/industries\/connected-fintech\/wp-content\/uploads\/2025\/03\/ML_7845-1024x683.jpg?strip=info&#038;w=1200&#038;ssl=1 1200w,https:\/\/i0.wp.com\/www.gsma.com\/solutions-and-impact\/industries\/connected-fintech\/wp-content\/uploads\/2025\/03\/ML_7845-1024x683.jpg?strip=info&#038;w=1500&#038;ssl=1 1500w,https:\/\/i0.wp.com\/www.gsma.com\/solutions-and-impact\/industries\/connected-fintech\/wp-content\/uploads\/2025\/03\/ML_7845-1024x683.jpg?strip=info&#038;w=1800&#038;ssl=1 1800w,https:\/\/i0.wp.com\/www.gsma.com\/solutions-and-impact\/industries\/connected-fintech\/wp-content\/uploads\/2025\/03\/ML_7845-1024x683.jpg?strip=info&#038;w=2000&#038;ssl=1 2000w\" alt=\"A panel of five people sits on stage in front of an audience at a fintech event. Behind them is a large screen displaying the &quot;Fintech Programme&quot; logo and an image of a digital horse. The room is dimly lit, with spotlights highlighting the speakers.\" data-height=\"1707\" data-id=\"15117\" data-link=\"https:\/\/www.gsma.com\/solutions-and-impact\/industries\/connected-fintech\/?attachment_id=15117\" data-url=\"https:\/\/www.gsma.com\/solutions-and-impact\/industries\/connected-fintech\/wp-content\/uploads\/2025\/03\/ML_7845-1024x683.jpg\" data-width=\"2560\" src=\"https:\/\/i0.wp.com\/www.gsma.com\/solutions-and-impact\/industries\/connected-fintech\/wp-content\/uploads\/2025\/03\/ML_7845-1024x683.jpg?ssl=1\" data-amp-layout=\"responsive\" tabindex=\"0\" role=\"button\" aria-label=\"Open image 1 of 3 in full-screen\"\/><\/figure><\/div><div class=\"tiled-gallery__col\" style=\"flex-basis:33.21258%\"><figure class=\"tiled-gallery__item\"><img decoding=\"async\" srcset=\"https:\/\/i0.wp.com\/www.gsma.com\/solutions-and-impact\/industries\/connected-fintech\/wp-content\/uploads\/2025\/03\/ML_7880-1024x683.jpg?strip=info&#038;w=600&#038;ssl=1 600w,https:\/\/i0.wp.com\/www.gsma.com\/solutions-and-impact\/industries\/connected-fintech\/wp-content\/uploads\/2025\/03\/ML_7880-1024x683.jpg?strip=info&#038;w=900&#038;ssl=1 900w,https:\/\/i0.wp.com\/www.gsma.com\/solutions-and-impact\/industries\/connected-fintech\/wp-content\/uploads\/2025\/03\/ML_7880-1024x683.jpg?strip=info&#038;w=1200&#038;ssl=1 1200w,https:\/\/i0.wp.com\/www.gsma.com\/solutions-and-impact\/industries\/connected-fintech\/wp-content\/uploads\/2025\/03\/ML_7880-1024x683.jpg?strip=info&#038;w=1500&#038;ssl=1 1500w,https:\/\/i0.wp.com\/www.gsma.com\/solutions-and-impact\/industries\/connected-fintech\/wp-content\/uploads\/2025\/03\/ML_7880-1024x683.jpg?strip=info&#038;w=1800&#038;ssl=1 1800w,https:\/\/i0.wp.com\/www.gsma.com\/solutions-and-impact\/industries\/connected-fintech\/wp-content\/uploads\/2025\/03\/ML_7880-1024x683.jpg?strip=info&#038;w=2000&#038;ssl=1 2000w\" alt=\"Three panelists are seated on stage in a discussion. Two women and one man are smiling and engaged. The backdrop features &quot;Fintech Programme&quot; branding with futuristic graphics. Spotlights illuminate the scene, and an audience is partially visible in the foreground.\" data-height=\"1707\" data-id=\"15116\" data-link=\"https:\/\/www.gsma.com\/solutions-and-impact\/industries\/connected-fintech\/?attachment_id=15116\" data-url=\"https:\/\/www.gsma.com\/solutions-and-impact\/industries\/connected-fintech\/wp-content\/uploads\/2025\/03\/ML_7880-1024x683.jpg\" data-width=\"2560\" src=\"https:\/\/i0.wp.com\/www.gsma.com\/solutions-and-impact\/industries\/connected-fintech\/wp-content\/uploads\/2025\/03\/ML_7880-1024x683.jpg?ssl=1\" data-amp-layout=\"responsive\" tabindex=\"0\" role=\"button\" aria-label=\"Open image 2 of 3 in full-screen\"\/><\/figure><figure class=\"tiled-gallery__item\"><img decoding=\"async\" srcset=\"https:\/\/i0.wp.com\/www.gsma.com\/solutions-and-impact\/industries\/connected-fintech\/wp-content\/uploads\/2025\/03\/ML_7657-1024x683.jpg?strip=info&#038;w=600&#038;ssl=1 600w,https:\/\/i0.wp.com\/www.gsma.com\/solutions-and-impact\/industries\/connected-fintech\/wp-content\/uploads\/2025\/03\/ML_7657-1024x683.jpg?strip=info&#038;w=900&#038;ssl=1 900w,https:\/\/i0.wp.com\/www.gsma.com\/solutions-and-impact\/industries\/connected-fintech\/wp-content\/uploads\/2025\/03\/ML_7657-1024x683.jpg?strip=info&#038;w=1200&#038;ssl=1 1200w,https:\/\/i0.wp.com\/www.gsma.com\/solutions-and-impact\/industries\/connected-fintech\/wp-content\/uploads\/2025\/03\/ML_7657-1024x683.jpg?strip=info&#038;w=1500&#038;ssl=1 1500w,https:\/\/i0.wp.com\/www.gsma.com\/solutions-and-impact\/industries\/connected-fintech\/wp-content\/uploads\/2025\/03\/ML_7657-1024x683.jpg?strip=info&#038;w=1800&#038;ssl=1 1800w,https:\/\/i0.wp.com\/www.gsma.com\/solutions-and-impact\/industries\/connected-fintech\/wp-content\/uploads\/2025\/03\/ML_7657-1024x683.jpg?strip=info&#038;w=2000&#038;ssl=1 2000w\" alt=\"A man and a woman sit on stage in conversation. The man gestures with his hands, wearing glasses and a dark blazer. The woman listens attentively, dressed in a light-colored outfit. A large screen behind them displays a futuristic image with a crowd and a giant robot.\" data-height=\"1707\" data-id=\"15118\" data-link=\"https:\/\/www.gsma.com\/solutions-and-impact\/industries\/connected-fintech\/?attachment_id=15118\" data-url=\"https:\/\/www.gsma.com\/solutions-and-impact\/industries\/connected-fintech\/wp-content\/uploads\/2025\/03\/ML_7657-1024x683.jpg\" data-width=\"2560\" src=\"https:\/\/i0.wp.com\/www.gsma.com\/solutions-and-impact\/industries\/connected-fintech\/wp-content\/uploads\/2025\/03\/ML_7657-1024x683.jpg?ssl=1\" data-amp-layout=\"responsive\" tabindex=\"0\" role=\"button\" aria-label=\"Open image 3 of 3 in full-screen\"\/><\/figure><\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>On Monday 3 March 2025, as part of the 4YFN Fintech Summit, we hosted the The Platform Economy sessions with partners; bolttech, BBVA, Chenosis, Citi, GCash and Okoora.\u00a0 We discussed:\u00a0 API Ecosystem:\u00a0How APIs create new fintech ecosystems where banks, fintech startups, and\u202fdevelopers collaborate to build complementary services? What are the user cases?\u00a0 API-Driven Financial Services:\u00a0How [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":15117,"template":"","meta":{"image":"https:\/\/www.gsma.com\/solutions-and-impact\/industries\/connected-fintech\/wp-content\/uploads\/2025\/03\/ML_7845-scaled.jpg","json":{"gsma_resources_type":"Other","gsma_resources_thumb":"[15117]","gsma_resources_file":"null","gsma_resources_multi":null,"gsma_resources_wgr":null,"gsma_resources_video":"","gsma_resources_image":"null","gsma_resources_url":"","gsma_resources_date":"","gsma_resources_button":""}},"tags":[],"resource_categories":[82],"algolia_discover_type":[72],"class_list":["post-15115","gsma_theme_resources","type-gsma_theme_resources","status-publish","has-post-thumbnail","hentry","resource_categories-fintech-resources","algolia_discover_type-article"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.9) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>MWC25 Barcelona - 4FYN: Fintech Summit - The Platform Economy On-Demand - Connected Fintech<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.gsma.com\/solutions-and-impact\/industries\/connected-fintech\/gsma_resources\/mwc25-barcelona-4fyn-fintech-summit-the-platform-economy-on-demand\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"MWC25 Barcelona - 4FYN: Fintech Summit - The Platform Economy On-Demand\" \/>\n<meta property=\"og:description\" content=\"On Monday 3 March 2025, as part of the 4YFN Fintech Summit, we hosted the The Platform Economy sessions with partners; bolttech, BBVA, Chenosis, Citi, GCash and Okoora.\u00a0 We discussed:\u00a0 API Ecosystem:\u00a0How APIs create new fintech ecosystems where banks, fintech startups, and\u202fdevelopers collaborate to build complementary services? What are the user cases?\u00a0 API-Driven Financial Services:\u00a0How [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.gsma.com\/solutions-and-impact\/industries\/connected-fintech\/gsma_resources\/mwc25-barcelona-4fyn-fintech-summit-the-platform-economy-on-demand\/\" \/>\n<meta property=\"og:site_name\" content=\"Connected Fintech\" \/>\n<meta property=\"article:modified_time\" content=\"2025-04-11T10:54:05+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.gsma.com\/solutions-and-impact\/industries\/connected-fintech\/wp-content\/uploads\/2025\/03\/ML_7845-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1707\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@gsma\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"MWC25 Barcelona - 4FYN: Fintech Summit - The Platform Economy On-Demand - Connected Fintech","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.gsma.com\/solutions-and-impact\/industries\/connected-fintech\/gsma_resources\/mwc25-barcelona-4fyn-fintech-summit-the-platform-economy-on-demand\/","og_locale":"en_US","og_type":"article","og_title":"MWC25 Barcelona - 4FYN: Fintech Summit - The Platform Economy On-Demand","og_description":"On Monday 3 March 2025, as part of the 4YFN Fintech Summit, we hosted the The Platform Economy sessions with partners; bolttech, BBVA, Chenosis, Citi, GCash and Okoora.\u00a0 We discussed:\u00a0 API Ecosystem:\u00a0How APIs create new fintech ecosystems where banks, fintech startups, and\u202fdevelopers collaborate to build complementary services? 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