The GSMA Innovation Fund for AI-Enabled Financial Health
Welcoming applications from innovators in the field of AI-enabled financial health in Africa, South and South-East Asia.
About the Fund
Over the past decade, digital financial services have significantly expanded financial inclusion across low- and middle-income countries (LMICs), supported in large part by the growth of mobile money. As digital financial ecosystems mature, the challenge is shifting from account ownership to improving financial health â helping people become more resilient to shocks, make better financial decisions and build more secure and sustainable livelihoods. Recent advances in AI create new opportunities to support this shift, but evidence remains uneven on which approaches deliver meaningful improvements, for whom and under what conditions.
In this context, the GSMA Innovation Fund for AI-Enabled Financial Health will provide grants and venture-building support to for-profit, private sector small and growing enterprises with commercially viable AI-enabled innovations that strengthen financial health for underserved populations in LMICs â especially women and girls, as well as people with disabilities. Solutions must go beyond access to financial services and look to holistically improve financial health, by contributing directly to at least one of the following outcomes:
- Resilience and protection: helping people prepare for, manage and recover from unexpected financial shocks â for example, through AI-enabled fraud detection, early warning information or tools that connect people to timely support.
- Financial agency and control: helping people make informed financial and livelihood decisions and feel more in control of their financial lives â for example, through personalised financial coaching, financial guidance in local languages or market and pricing information.
- Long-term security and goals: helping people meet future financial needs and make progress on longer-term goals, including through more stable or diversified incomes â for example, through employment or market matching or tools that support saving and financial planning.
The GSMA Innovation Fund will prioritise innovative solutions that clearly demonstrate the additional value of AI and requires all applicants to commit to responsible AI assessments. Further priorities and eligibility criteria can be found in the Terms and Conditions and Frequently Asked Questions (FAQs) below.
Applications close on 17 December 2026 at 23:59 UTC. You can keep up to date via LinkedIn and our newsletter.
For more information:
1) Read the Terms and Conditions
2) Check out the Frequently Asked Questions (FAQs)
3) Read the launch blog
4) Join our upcoming webinars ‘Applying for the GSMA Innovation Fund for AI-Enabled Financial Health’ to learn more about the Fund and top tips to support your application.
Webinar 1, Wednesday 25 November at 9:30AM | Register
Webinar 2, Wednesday 2 December at 9:00AM | Register
Contact the GSMA
Please get in touch if you need more information or have any queries about anything you see on our website. Contact us
The GSMA Innovation Fund for AI-Enabled Financial Health is currently funded by UK International Development from the UK government and is funded by the UK Foreign, Commonwealth & Development Office (FCDO) through its Global Research and Technology Development Portfolio and is supported by the GSMA and its members.
