Interoperability
In the world of mobile money, interoperability has been one of the industry’s north stars for years, as it holds the promise of an interconnected world in which people in emerging markets can send money to each other regardless of the mobile money service they are using. The mobile money industry is moving in the direction of interoperability, however, support by and the independent facilitation of the GSMA is often sought. Within this scenario, the Lab opens a dedicated workstream to support the industry.
This workstream is dedicated to interoperability of financial services, from researching the different technical models and releasing publications, to exploring how to test it and developing technical assets to assist mobile money providers in advancing the ecosystem.
Interoperability Test Platform
The GSMA’s Interoperability Test Platform is the first joint end-to-end test environment to test interoperable mobile money solutions, including joining two key technologies, the GSMA Mobile Money API and the Mojaloop. With this test platform, the GSMA provides the industry with an open-source and secure environment, enabling ecosystem participants to test their systems across different use cases.
The test platform links two key technologies in the mobile money industry; first, the GSMA Mobile Money API, which provides a modern harmonised API for mobile money transactions and management, enabling seamless integration between service providers and mobile money operators, and second, the Gates Foundation’s Mojaloop, open-source software to operate a financial hub.