Cultivating climate resilience using digital tech in Nigeria | GSMA
Thursday June 12, 2025

Cultivating Climate Resilience for Farmers through Digital Technology: Crop2Cash

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The GSMA Innovation Fund for Climate Resilience and Adaptation (launched in 2022) was designed to help accelerate the testing, adoption and scalability of digital innovations that enable the world’s most vulnerable populations to adapt, anticipate and absorb the negative impacts of climate change. 12 successful start-ups from 10 countries were selected for our first round of the Fund. This case study shares lessons and outcomes from the project with Crop2Cahsh – a startup supported by the GSMA Innovation Fund for Climate Resilience and Adaptation.

The image presents impact points as:

* 313.7k people reached
* 68.4k farmers supported to adapt to and absorb climate shocks
* 1,934 farmers accessing loans and insurance
$541k in loans disbursed (USD)
* 97% of farmers using CropIn say it improves their access to information on harvesting practices.

The image depicts a farmer actively working in a vibrant, green agricultural field. Dressed in a colorful patterned outfit, the farmer is bent over, using a tool to tend to the crops, surrounded by flourishing vegetation. This visual underscores the impact of the Crop2Cash initiative supported by the GSMA Innovation Fund, which has significantly empowered farmers by enhancing their resilience to climate shocks, improving access to financial services, and providing better information on harvesting practices.

Crop2Cash is supporting farmers in northern Nigeria impacted by drought and other challenges caused by climate change. Their solution is enabling them to adapt and build resilience through climate-smart agricultural advisory, financing and agricultural inputs. Their mission is to bridge the gap between smallholder farmers and financial institutions by providing access to digital financial services. By helping farmers build their financial identity, Crop2Cash is contributing to the economic empowerment of rural communities in northern Nigeria, enabling farmers to become more resilient to the effects of climate change. To date, Crop2Cash has reached more than 500,000 smallholder farmers and unlocked $2.8 million in credit, with farmers reporting a 70% increase in income.


This initiative is funded by the UK Foreign, Commonwealth & Development Office (FCDO), the Swedish International Development Cooperation Agency (Sida) and is supported by the GSMA and its members.