Friday 11 April, 2025
On Monday 3 March 2025, as part of the 4YFN Fintech Summit, we hosted the The Platform Economy sessions with partners; bolttech, BBVA, Chenosis, Citi, GCash and Okoora.
We discussed:
- API Ecosystem: How APIs create new fintech ecosystems where banks, fintech startups, and developers collaborate to build complementary services? What are the user cases?
- API-Driven Financial Services: How do Fintech companies leverage APIs to offer tailored solutions i.e. credit scoring, investment management etc.
- Embedded Finance: How APIs integrate key financial services into everyday apps, making financial services more accessible?
- APIs for Security: What is the best practice of APIs in protecting sensitive information and financial data?
- Monetisation and Business Models: How do Fintech companies build sustainable revenue models around API-as-a-service offerings?
- The Future: How APIs are enabling AI and Blockchain in fintech?
Thank you to our speakers:
- Melissa Wong, Group Chief Product Officer, bolttech
- Jose Luis Navarro Llorens, Head of Strategy Embedded Finance, BBVA
- Sophia Bantanidis, Future of Finance at Citi, Advisory Board member at start ups, Citi
- Pebbles Sy, Chief Technology and Operations Officer, GCash
- Saad Syed, CEO, Chenosis
- Assa Drori, Chief Risk Solutions Officer, Okoora


