Thursday 4 June, 2026
The State of the Industry Report (SOTIR) on Mobile Money 2026 is widely recognised as the definitive reference for understanding the evolution of mobile money worldwide. It provides a comprehensive, data driven view of the trends shaping the ecosystem and its growing impact on digital financial services.
In 2025, mobile money continued to scale at pace, reinforcing its position as a core pillar of the digital economy. Strong double digit growth in account adoption, combined with rising active usage, drove record levels of activity. Mobile money services processed over 2 trillion dollars in transactions during the year, representing a 23 percent increase compared to 2024.
The value proposition of mobile money remains compelling for both individuals and businesses. Services have expanded beyond access to financial tools and are increasingly supporting financial health, resilience and broader economic participation. This progress is reflected in rising industry revenues, driven by continued growth in transaction volumes and values.
A more supportive regulatory environment is helping to enable further expansion and innovation across many markets, although some challenges remain.
Download the full report or explore the latest insights at gsma.com/sotir/.
