Mobile Money and
International Remittances


International remittances are critical to the livelihoods of hundreds of millions of people in the developing world, and mobile technology is one of the most exciting forces shaping how people send and receive them today. Around the world, people are increasingly shifting to digital channels, including mobile phones. The revolution that mobile money brought for domestic payments and cash transfers is now being repeated in international transfers.

This digitisation is helping to reduce the costs of sending money internationally, bringing us closer to the achievement of the United Nations Sustainable Development Goal 10. C, as well contributing to the achievement of other UN SDGs, such as reduction of poverty, gender equality, and climate resilience.



Because of its reach and growing use among underserved people, mobile money is uniquely positioned to transform formal remittance markets and to advance financial inclusion. Mobile money providers are at the forefront of domestic payment services in many emerging markets, enabling the recipients of international remittances to pay for goods and services digitally, in turn creating a payments history that could enable them to access credit or insurance in the future. Mobile money has thus established itself as a critical tool for facilitating international remittances, while reducing remittance costs and maximising the impact of remittances on development.

For more information on mobile money and international remittances, read our latest blogs and resources or email us at


Competing with informal channels to accelerate the digitisation of remittances


Tuesday 8 May 2018 | Digital Inclusion | Digital Inclusion for Women | Ecosystem payments | English | Financial services products | Global | Infographic | international remittances | Interoperability | Mobile access and use | Mobile Money | Report | Research | Resource |

International remittances provide the most tangible link between migration and development. At more than three times the size of official development assistance, remittances are a lifeline for many people in developing countries. In ...

Guidelines on International Remittances through Mobile Money


Monday 18 Sep 2017 | Digital Inclusion | Digital literacy | Digital skills | Ecosystem payments | English | Financial services products | Global | Guidelines | international remittances | Mobile literacy | Mobile Money | Resource |

This set of guidelines illustrates how the mobile money industry is collaborating to ensure international remittances are facilitated in a safe and secure manner, consistent with global standards and local monetary policies and ...



Relevant Blogs

The GSMA endorses the International Day of Family Remittances

Mobile technology is one of the most exciting forces shaping how people send and receive international remittances today. Around the world, people are shifting from traditional channels to their mobile phones. This is helping to reduce costs, bringing us closer to the ...