The business case for payments banks in India

December 15, 2016 | Mobile Money | South Asia | India | GSMA

A new model for mobile financial services is emerging in India. Payments banks will soon offer basic banking and payments services, leveraging mobile and other technologies to digitise payments and support widespread access to basic banking services. To become profitable, payments banks will need to scale up accounts, drive digital transactions and leverage adjacent revenue streams such as digital credit, micro-insurance and merchant payments.


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