Infographic titled "GSMA Mobile Money Certification" showcases eight icons representing key aspects of mobile money certification: Safeguarding of Funds, AML/CFT Fraud, Staff and Partner Management, Quality of Operations, and more.

GSMA Mobile Money Certification

Defining and promoting excellence in the provision of mobile money services

Why the GSMA Mobile Money Certification Matters​

The GSMA Mobile Money Certification is more than a mark of compliance – it’s a global benchmark for excellence in mobile financial services. ​

Launched in 2018, the GSMA Mobile Money Certification is helping shape a safer, more transparent, and inclusive mobile money ecosystem –  one that millions of users can depend on.​

By undergoing independent assessments, certified providers demonstrate their commitment to delivering secure, reliable, and customer-centric services.

A dark blue gradient background features a subtle, semi-transparent network of connected dots and lines, resembling a digital or molecular structure, evoking a modern and abstract technological feel ideal for mobile money certification themes.

Why Certify?

The GSMA Mobile Money Certification is the only global certification scheme that is designed specifically for mobile money.

Fundamentally, the Certification is about enhancing trust.

Certification will enhance trust with local regulators, attract commercial business partners and merchants, encourage other financial institutions to integrate, and assure customers that their rights are protected.

Certified providers

Must-read resources

The toolkit

The GSMA Mobile Money Certification Toolkit is the foundation of the certification process.  The first step to becoming certified is for a mobile money provider to download the toolkit and conduct a detailed self-assessment of their business practices. Download a summary version of the toolkit below, and read more about the certification process on the GSMA Mobile Money Certification website.

Download the Toolkit

Advisory Board

We are grateful to the following advisers for their ongoing input into our certification framework.