Powering progress for the economy

Dependable, resilient, high-performing networks underpin countries’ digital growth and economic competitiveness. Network expansion to meet market demands requires a pro-investment policy and regulatory environment.

Evolution of the Mobile Money Regulatory Index

The GSMA has recently revamped the Index to capture the rapidly evolving mobile money industry and the corresponding policy and regulatory frameworks. The updated MMRI not only reflects these dynamic changes in the actual texts of the regulatory framework but also considers operational aspects.

The Socio-Economic Benefits of Low-band 5G Services

This report details how low-band 5G is expected to drive around $130 billion in economic value in 2030. Low bands are a crucial national asset that can build bridges towards digital inclusion and ensure the impact of mobile’s economic and social benefits are felt in all communities.

Competition Dynamics in Mobile Markets in Europe

This report assesses how competition dynamics in Europe impacted investment and mobile network performance during 2011–2021.

Creating jobs and expanding financial inclusion in refugee settlements

This case study shares lessons and outcomes from Be-FINE 2, a Grameen Foundation-led project supporting women and young people from refugee and host communities in Uganda to set up mobile money businesses and enhance the demand and supply side of the mobile money ecosystem.

Digital Financial Services in Humanitarian Settings: Lessons from the GSMA Mobile for Humanitarian Innovation Programme

This paper captures key evidence and lessons generated through GSMA activity over the last five years in relation to the use of digital financial services in humanitarian settings.

Mobile money: How digital payments have impacted economic growth

This report summarises the results of an econometric analysis carried out by GSMA Intelligence, commissioned by the GSMA Mobile Money programme. The study looked for a causal link between the adoption of digital financial services in Low and Middle-Income Countries and long-term economic growth.

The value of artificial intelligence deployment for anti-money laundering and counter-terrorism financing

Based on insights gathered from a survey conducted with financial institutions, the report outlines the advantages of deploying AI, potential challenges in compliance, and industry barriers.

The Impact of Mobile Money Interoperability on Financial Inclusion

This report assesses the impact of mobile money interoperability by considering the economic literature on interoperability more generally and utilising a case study approach in five mobile money countries: Ghana, Kenya, Malawi, Rwanda and Tanzania.

The commercial sustainability of mobile money providers in interoperability initiatives

The report is based on key informant interviews and supply and demand-side datasets. It focuses on Ghana, Jordan, Pakistan, Rwanda, Tanzania and Uganda and explores the benefits, challenges and commercial aspects of each country’s interoperability model.

The Socio-Economic Benefits of Mid-Band 5G Services

This report shows, for the first time, the specific economic impact of 5G using mid-band spectrum. The analysis forecasts that 5G will boost global GDP by $960bn in 2030 and illustrates how mid-band will be responsible for $610bn.