Mobile Money

Mobile Money Programme

Accelerating the mobile money ecosystem for the underserved

Our mission is to support our members and industry stakeholders to increase the utility and sustainability of mobile money services and increase financial inclusion.

Two billion people remain unbanked, without access to safe, secure and affordable financial services. The GSMA Mobile Money Programme is working with mobile operators and industry stakeholders to create a robust mobile money ecosystem, which will increase the relevancy and utility of these services, and ensure their sustainability.

To truly transform the financial lives of underserved people, mobile money must become a central monetisation mechanism, universally available across a greater range of digital transactions. By making mobile money more central to the financial lives of these users, greater financial inclusion, economic empowerment and economic growth can be achieved.

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NEW: State of the Industry Report on Mobile Money 2022

Over the past ten years, mobile money has expanded from a niche offering in a handful of markets, to a global financial service connecting over a billion people to the formal economy, offering diverse services and improving lives and financial security. This year, the GSMA Mobile Money programme is celebrating 10 years of our unique State of the Industry Report on Mobile Money, the only such report with both supply-side and demand-side data.

This latest report dives into the trends and opportunities of the mobile money sector globally, offering insights into the past decade and into the future, exploring commercial models and the role of the industry in driving financial inclusion for the underserved.

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The Mobile Money Programme is supported by the Bill and Melinda Gates Foundation.
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