Mobile money continues to grow exponentially across developing markets. The seamless integration of service providers with mobile money platforms is key to provide underserved people with wider access to critical products. By providing easily accessible APIs, operators can create almost endless opportunities to build additional services on top of mobile money as well as opportunities to monetise those services.
This workstream is dedicated to mobile money APIs for seamless integrations, providing the industry with forefront research and guidance on technological best practices to support operators to move towards a ‘payments as a platform’ (PaaP) model – one of the core facets of the GSMA’s vision for the future of mobile money.
GSMA Mobile Money API
The GSMA Mobile Money API is an initiative developed through collaboration between the mobile money industry and the GSMA, aimed at helping the mobile money industry speak the same technical language by providing a modern harmonised API for mobile money transactions and management that is both easy to use and secure. Central to our work is the Mobile Money API Specification which enables easy integration between service providers and mobile money providers.